PalmPay Graduate Trainee Programme 2026 (How to Apply, Salary, Roles & Requirements)

Are you a fresh graduate in Nigeria looking to start your career in the fast-growing fintech industry? The PalmPay Graduate Trainee Programme 2026 is now open, offering young Nigerians a unique opportunity to gain hands-on experience, professional mentorship, and real industry exposure in one of the country’s leading digital financial services companies.

PalmPay, a mobile money operator licensed by the Central Bank of Nigeria (CBN), is opening its doors to ambitious graduates who want to build careers in finance, human resources, and credit/collections within the fintech ecosystem.

This programme is ideal for recent graduates who want more than just a job. It is designed to build future fintech professionals and leaders.

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About PalmPay Graduate Trainee Programme 2026

The PalmPay Graduate Trainee Programme 2026 is a structured, full-time training and work placement scheme aimed at developing young talents through:

• Practical, on-the-job experience
• Structured training sessions
• Real business projects
• Direct mentorship from experienced professionals

The programme typically runs for 6 to 12 months and may lead to full-time employment for outstanding participants.

Available trainee roles include:

• Finance Trainee
• Learning & Development Officer (Trainee)
• Collections Officer – Mobile Installment (BNPL)

Most roles are based in Lagos, Nigeria.

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Why You Should Apply (Benefits)

Successful candidates will enjoy:

1. Attractive Monthly Salary: Estimated between ₦150,000 – ₦250,000 (net) depending on role

2. Real Work Experience: Work on live fintech products and business operations

3. Professional Mentorship: Learn directly from experienced managers and industry experts

4. Strong Career Foundation: Build skills for careers in finance, HR, risk, and fintech operations

5. High Growth Environment: Gain exposure to Nigeria’s fast-evolving digital finance industry

6. Skill Development: Improve both technical and soft skills such as communication, analysis, teamwork, and problem-solving

7. Networking Opportunities: Connect with professionals in the fintech ecosystem

Who Can Apply? (Eligibility & Requirements)

1) Finance Trainee

Bachelor’s or Master’s degree in Finance, Accounting, Economics, Business Administration, or related field with:

• 0–2 years experience (internships count)
• ICAN, ACCA, or CPA in view is an advantage
• Strong analytical skills, integrity, and interest in fintech or finance

2) Learning & Development Officer (Trainee)

Bachelor’s degree in HR, Business Administration, or related field with:

• 1–3 years experience in HR, training, or learning & development
• Strong communication and organizational skills
• Passion for people development and training

3) Collections Officer – Mobile Installment (BNPL)

Bachelor’s degree or HND in Finance, Accounting, Business Administration, or related field with:

• 1–4 years experience in loan recovery, credit control, or collections (fintech/BNPL experience is a plus)
• Strong negotiation and communication skills
• Ability to work under pressure and meet targets

General Requirements

1. Must be a Nigerian graduate

2. Must have completed NYSC

3. Must be interested in fintech and digital financial services

SEE ALSO: Tony Elumelu Foundation Entrepreneurship Programme 2026 ($5,000 Grant + Training & Mentorship)

Documents You Should Prepare

• Updated CV
• Cover letter
• Academic certificates or transcripts
• NYSC discharge certificate
• Professional certifications (if any)
• Valid means of identification

Application Deadline

There is no fixed deadline. Applications are processed on a rolling basis, and positions will be filled once suitable candidates are found. Early application is strongly advised.

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How to Apply for the PalmPay Graduate Trainee Programme 2026

Interested and qualified candidates can visit the PalmPay career portal using any of the individual links for the available positions and choose the role you want to apply for:

Apply for Finance Trainee

Apply for Learning & Development Trainee

Apply for Collections Trainee (BNPL)

Once you have concluded on which role you’re applying, go ahead and click apply and complete the online form. Upload your CV and required documents. Review and submit your application. Check your email regularly for test or interview invitations.

All applicants should note that PalmPay does not charge any fee for this application. Only shortlisted candidates will be contacted.

You can also visit Dailylight Channel Job and Career Category to explore more opportunities you might have missed.