FG opens TISSF loan portal for tertiary institution staff — Up to ₦10m interest-free (APPLY ONLINE)

TISSF loan portal now opened!

The Federal Government has launched the application portal for the Tertiary Institution Staff Support Fund (TISSF), an interest-free loan scheme for academic and non-academic staff in Nigeria’s tertiary institutions.

The announcement was made by Sunday Dare, Special Adviser to the President, confirming that the portal is now live via tissf.education.gov.ng.

According to the Minister of Education, Dr. Tunji Alausa, the programme is part of the National Education Sector Renewal Implementation (NESRI) framework aimed at improving staff welfare, fostering professional development, and promoting financial stability.

Beneficiaries can access loans of up to ₦10 million, repayable over five years, with a one-year grace period before repayment begins. The loan is capped at 33.3% of a beneficiary’s gross annual salary.

The TISSF covers needs such as transportation, medical care, small-scale business ventures (e.g., poultry farming), accommodation, family support, and academic advancement. The scheme is implemented in partnership with the Bank of Industry to ensure transparency.

Step-by-step: How to apply for TISSF loan

1. Confirm eligibility

Must be an academic or non-academic staff member in a university, polytechnic, or college of education.

Must meet salary and service requirements as stated on the portal.

2. Prepare required documents

Some of the relevant documents required to access the TISSF are as follows:

1. Staff identification from your institution
2. Evidence of employment and salary details
3. Valid means of identification (e.g., National ID, Passport, or Driver’s Licence)
4. Bank details for disbursement

3. Kindly visit the official portal

Go to tissf.education.gov.ng.

You may also like:

• NDE Renewed Hope Employment Initiative (RHEI) Phase 2 (Free Skills, Monthly Stipend & Certifications)
• YouthCred loan scheme for NYSC Corps Members and Youth (Approved by FG)
• NELFUND student loan repayment process: Full guide by Akintunde Sawyerr

4. Create an account

Use your valid email address and phone number to register.

5. Verify your email via the link sent to you.

6. Complete the application form

Here all you need to do is to fill in your personal, employment, and loan request details accurately.

Also, make sure you indicate the purpose of the loan (e.g., transport, medical, accommodation, small business).

6. Upload supporting documents

Scan and upload required identification, proof of employment, and other supporting documents.

7. Submit and track your application

Here is the final phase to access the TISSF loan by the federal government of Nigeria.

Take enough time to review your application before submitting. Afterward, you can track your loan approval status and updates via your personal dashboard.

Conclusion

The TISSF loan is a direct welfare intervention from the Federal Government to improve the lives of tertiary institution staff while supporting career growth and financial stability.

Interested staff are encouraged to apply promptly, as the initiative promises not only financial relief but also the opportunity to invest in personal and professional development.

Want more helpful guides like this? Visit any of your interested categories for NYSC updates, scholarship tips, life-after-school advice, graduate opportunities, job updates, smart business tips, and how-to guides built for real people like you.

If you find this guide useful and helpful, use the share button below to share with your colleagues and join the Dailylight WhatsApp channel for more scholarship updates like this.

Also consider to subscribe to Dailylight YouTube channel for valuable educational videos and connect with us on LinkedIn, Facebook, Twitter, WhatsApp channel, and Google News for verified scholarship updates, job and career opportunities, educational content that makes sense, and smart business tips that works.

Timileyin Awogbade

Timileyin Awogbade is a journalist, seasoned copywriter, expert editor, and experienced content creator at Dailylight Channel with over 5 years of experience in writing, content strategy, and SEO.

See author's posts