The Federal Ministry of Education, in partnership with the Bank of Industry (BOI), has officially opened the application portal for Batch 2 of the Tertiary Institution Staff Support Fund (TISSF).
The TISSF is a Federal Government intervention programme designed to provide interest-free loans to eligible academic and non-academic staff of public tertiary institutions across Nigeria.
The initiative forms part of the National Education Sector Renewal Implementation (NESRI) framework, which seeks to improve staff welfare, enhance professional development, and promote financial stability within Nigeria’s tertiary education sector.
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Eligible beneficiaries can access loans of up to ₦10 million, with flexible repayment terms that include a one-year grace period before repayment begins.
About the TISSF Programme
The Tertiary Institution Staff Support Fund (TISSF) was introduced by the Federal Government to ease the financial burden on staff members of universities, polytechnics, and colleges of education.
Implemented in collaboration with the Bank of Industry (BOI), the programme provides affordable financing to help eligible staff meet personal, family, educational, and business-related financial needs without paying interest.
According to the Federal Ministry of Education, the initiative is aimed at strengthening staff welfare while creating opportunities for long-term financial growth and career advancement.
Loan Details
Successful applicants may benefit from the following:
Loan Amount: Up to ₦10,000,000
Interest Rate: 0% (Interest-Free)
Repayment Period: Up to 5 years
Grace Period: 1 year before repayment begins
Maximum Loan Limit: Up to 33.3% of the applicant’s gross annual salary
Loan approval will be subject to the programme’s eligibility criteria and assessment process.
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What Can the Loan Be Used For?
The TISSF is designed to support a wide range of personal and professional needs.
Applicants may use the loan for:
- Transportation and vehicle purchase.
- Medical expenses.
- Accommodation and housing needs.
- Family support.
- Small-scale business ventures (such as poultry farming and other income-generating businesses).
- Academic advancement and professional development.
- Other eligible welfare-related purposes approved under the programme.
Applicants will be required to indicate the purpose of the loan during the application process.
Who Can Apply?
Before applying, interested individuals should confirm that they meet the programme’s eligibility requirements.
Eligible applicants include:
- Academic staff of Nigerian universities.
- Non-academic staff of Nigerian universities.
- Staff of polytechnics.
- Staff of colleges of education.
Applicants must also satisfy the salary and employment requirements specified on the official TISSF application portal.
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Documents Required
To ensure a smooth application process, applicants should prepare the necessary documents in advance.
Required documents include:
- Staff Identification Card issued by the institution.
- Evidence of employment.
- Salary details.
- Valid means of identification (National ID Card, International Passport, Driver’s Licence, or other acceptable ID).
- Bank account details for loan disbursement.
Applicants may be required to provide additional documents where necessary during the verification process.
How to Apply for Federal Ministry of Education × Bank of Industry Tertiary Institution Staff Support Fund (TISSF) Batch 2 Application
Eligible applicants should complete their applications through the official TISSF portal.
Step 1: Confirm that you meet the eligibility requirements.
Ensure you are an academic or non-academic staff member of a recognized university, polytechnic, or college of education and satisfy the programme’s employment and salary requirements.
Step 2: Prepare all required documents.
Gather your staff ID, employment details, valid identification, salary information, and bank account details.
Step 3: Visit the official TISSF portal.
Step 4: Create your account.
Register using your valid email address and phone number.
Step 5: Verify your email address.
Open the verification email sent to your inbox and activate your account.
Step 6: Complete the application form.
Provide your personal information, employment details, loan amount requested, and clearly state the intended purpose of the loan.
Step 7: Upload supporting documents.
Upload clear copies of all required documents for verification.
Step 8: Review and submit your application.
Carefully confirm that all information provided is accurate before submitting your application.
Step 9: Track your application.
After submission, monitor your application status and further updates through your personal dashboard on the TISSF portal.
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The TISSF is more than just a loan programme. It provides eligible tertiary institution staff with an opportunity to improve their financial wellbeing without the burden of interest payments.
Whether you need funding for education, healthcare, accommodation, transportation, or business expansion, the programme offers flexible financing designed to support both personal welfare and long-term financial stability.
No official closing date has been announced. Eligible applicants are encouraged to complete their applications as early as possible.
Applicants should ensure that all information submitted is accurate and supported by valid documentation.
The Federal Ministry of Education and the Bank of Industry have advised applicants to use only the official TISSF portal for registration and application. Loan approval remains subject to eligibility verification and programme guidelines.
You can also check out more opportunities you are eligible to apply for on the Federal Government Initiative Category, Latest Grant Collection Category, and Job and Career Opportunity Desk.
