Applications are now open for the 2026 Heirs Insurance Essay Competition, an annual competition created to encourage creativity, critical thinking, and financial literacy among Nigerian secondary school students.
The competition is specifically designed for students in Junior Secondary School (JSS1 – JSS3) across Nigeria and provides participants with the opportunity to compete for scholarships, school grants, and national recognition.
This year’s edition focuses on helping students think about how insurance contributes to safer societies and stronger financial security.
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About the Heirs Insurance Essay Competition 2026
The Heirs Insurance Essay Championship is an educational initiative aimed at helping young students develop:
- Writing skills
- Critical thinking abilities
- Financial literacy awareness
- Research and analytical skills
Through the competition, students are encouraged to express their understanding of real-world issues while competing for significant educational rewards.
Essay Topic
Applicants are expected to write on: “The Power of Insurance in Creating Safer and More Secure Societies”
Students should carefully research the topic and provide original ideas while staying within the required word count.
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Who Can Apply?
The competition is open to:
1. Nigerian Secondary School Students
2. Eligible applicants must:
- Be currently enrolled in JSS1, JSS2, or JSS3
- Attend a recognized school in Nigeria
Essay Requirements
Before submitting, students should carefully follow all submission instructions.
1. Essays must not exceed 500 words
2. Essays must be typed documents and submitted in Word Document format only
3. Students must include:
- Full Name
- School Name
- Current Class
4. Essay files should be saved using student’s Full Name
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Important Rules Applicants Must Follow
Students should pay attention to these important rules to avoid disqualification.
1. AI usage is prohibited such as the use of Artificial Intelligence tools for:
- Generating essays
- Rewriting essays
- Expanding essays
2. AI providing substantial assistance is strictly prohibited
3. Applicants are expected to submit entirely original work.
Additional Upload Requirements
Applicants must also upload:
- Passport Photograph
- Valid Identification Document
Scholarship Rewards and Benefits
The competition offers substantial educational support for outstanding students.
Winner: ₦5,000,000 Scholarship
First Runner-Up: ₦3,000,000 Scholarship
Second Runner-Up: ₦1,000,000 Scholarship
Winner’s School: ₦1,000,000 School Grant
These rewards are intended to support both students and educational institutions.
Application Deadline
July 8, 2026
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How to Apply for Heirs Insurance Essay Competition 2026
Students should carefully prepare their essays before submission.
Step 1: Write an original essay based on the topic.
Step 2: Ensure the essay follows all formatting requirements.
Step 3: Prepare required supporting documents.
Step 4: Visit the Heirs Insurance Essay Competition 2026 official application portal.
Step 5: Upload documents and submit.
You can also check out Dailylight Channel Undergraduate Scholarship Category for latest and ongoing scholarships you are eligible to apply and/or share it with someone you know.
